![IBEW](https://ibew613disability.org/wp-content/uploads/2021/01/IBEW%20Local%20613.png)
IBEW Local 613 Income Protection
Continue getting paid if you can’t work due to illness, injury, or death!
Plan Information Overview
– Short-Term Disability (STD) pays for 24 weeks
– Long-Term Disability (LTD) pays for up to 2 or 5 years
– Life Insurance w/ AD&D for Member, Spouse, and/or Child(ren)
No medical tests, questions, or underwriting to enroll; no active working Member of the IBEW Local 613 can be denied coverage!
Time Left to Enroll
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Enrollment Ends 7/19/2024
Coverage Begins 8/1/2024
![](https://ibew613disability.org/wp-content/uploads/2021/01/Georgia.jpg)
![](https://ibew613disability.org/wp-content/uploads/2021/01/Georgia.jpg)
Are your current benefits enough?
Short-Term Disability
Averages $313 per week (less taxes) for 26 weeks. This is at least 74% of an income loss for what a Journeyman Wireman brings home on a 40 hour work week.
Long-Term Disability
$0 (ZERO) benefits after STD ends; no monthly benefit puts 100% of your income at risk!
Life Insurance
Death Benefit Fund may pay enough to cover burial expenses (if you are participating and it would be taxed).
![IBEW](https://ibew613disability.org/wp-content/uploads/2021/01/IBEW%20Local%20613.png)
![IBEW](https://ibew613disability.org/wp-content/uploads/2021/01/IBEW%20Local%20613.png)
![IBEW](https://ibew613disability.org/wp-content/uploads/2021/01/IBEW%20Local%20613.png)