IBEW Local 613 Income Protection
Continue getting paid if you can’t work due to illness, injury, or death!
Plan Information Overview
– Short-Term Disability (STD) pays for 24 weeks
– Long-Term Disability (LTD) pays for up to 2 or 5 years
– Life Insurance w/ AD&D for Member, Spouse, and/or Child(ren)
No medical tests, questions, or underwriting to enroll; no active working Member of the IBEW Local 613 can be denied coverage!
Are your current benefits enough?
Short-Term Disability
Averages $313 per week (less taxes) for 26 weeks. This is at least 74% of an income loss for what a Journeyman Wireman brings home on a 40 hour work week.
Long-Term Disability
$0 (ZERO) benefits after STD ends; no monthly benefit puts 100% of your income at risk!
Life Insurance
Death Benefit Fund may pay enough to cover burial expenses (if you are participating and it would be taxed).